Kamo · Whangarei
Lots 3 & 2/56 Smithville Road, Kamo
Land Price
$450,000
$77/m²
With 2-Bed Devpro 65m²
$749,999
With 3-Bed Devpro 95m²
$849,999
With 4-Bed Devpro 122m²
$949,999
Land area
5,861 m²
Zone
General Residential Zone
Natural Hazards
Flood Hazard - 100yr
Water
Not available
Wastewater
Not available
Stormwater
Not available
Mortgage
Yes — 1 active
Encumbrances
None
Consent Notices
Yes
Covenants
Yes
5 registered instruments on title
Market position
Priced 71% below the Whangarei average.
District average computed from the active sections listed. Updated daily.
Lifetime cost · Devpro vs Building Code
What is the lifetime cost of a 4-bed home at Lots 3 & 2/56 Smithville Road, Kamo?
Section price pre-filled from this listing. Tweak the build, mortgage, and running-cost inputs to see the 30-year picture.
The build
Mortgage
Running costs
Monthly mortgage — green-loan advantage
Building code
$4,676/mo
Devpro
$4,435/mo
Saving
$241/mo
Devpro vs Building Code — the investment case
| Year | If held (savings) | If sold — resale premium | If sold — total Devpro advantage |
|---|---|---|---|
| ▸ 0yr | $0 | $85,500 | $85,500 |
| ▸ 5yr | $27,707 | $109,122 | $161,179 |
| ▸ 10yr | $59,078 | $139,270 | $251,383 |
| ▸ 20yr | $167,323 | $226,857 | $517,186 |
| ▸ 30yr | $272,664 | $369,526 | $843,518 |
If held = cumulative operational savings (mortgage interest + energy + HVAC service + replacements avoided). If sold = full net-position delta. Click any row to see the five components that make up the total advantage.
30-year "held" savings — where the money comes from
- Mortgage interest (green-loan 1% off)
- $86,672
- Energy (70% lower, inflating)
- $139,522
- HVAC servicing (less run-time)
- $19,932
- HVAC replacements avoided
- $26,539
- Total 30-year savings
- $272,664
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