Ngunguru · Whangarei
Lot 3 Waiotoi Road, Ngunguru
Land Price
$795,000
$11/m²
With 2-Bed Devpro 65m²
$1,094,999
With 3-Bed Devpro 95m²
$1,194,999
With 4-Bed Devpro 122m²
$1,294,999
Land area
7.76 ha
Zone
Settlement Zone
Natural Hazards
Flood Susceptible Area (DP)
Coastal Flood Hazard - 50yr
Coastal Flood Hazard - 100yr
Coastal Flood Hazard - 100yr Rapid SLR
Flood Hazard - 100yr
Water
Not available
Wastewater
Not available
Stormwater
Not available
Title Type
Freehold · Fee Simple
Legal Description
Lot 1 Deposited Plan 116992
Title Area
1,031 m²
Easements
None identified
Mortgage
No mortgage
Encumbrances
None
Consent Notices
None
Covenants
None
1 registered instrument on title
Market position
Priced 94% below the Whangarei average.
District average computed from the active sections listed. Updated daily.
Lifetime cost · Devpro vs Building Code
What is the lifetime cost of a 4-bed home at Lot 3 Waiotoi Road, Ngunguru?
Section price pre-filled from this listing. Tweak the build, mortgage, and running-cost inputs to see the 30-year picture.
The build
Mortgage
Running costs
Monthly mortgage — green-loan advantage
Building code
$6,466/mo
Devpro
$6,046/mo
Saving
$420/mo
Devpro vs Building Code — the investment case
| Year | If held (savings) | If sold — resale premium | If sold — total Devpro advantage |
|---|---|---|---|
| ▸ 0yr | $0 | $116,550 | $116,550 |
| ▸ 5yr | $38,475 | $148,751 | $214,649 |
| ▸ 10yr | $80,614 | $189,848 | $329,516 |
| ▸ 20yr | $210,395 | $309,242 | $651,814 |
| ▸ 30yr | $337,273 | $503,722 | $1,042,323 |
If held = cumulative operational savings (mortgage interest + energy + HVAC service + replacements avoided). If sold = full net-position delta. Click any row to see the five components that make up the total advantage.
30-year "held" savings — where the money comes from
- Mortgage interest (green-loan 1% off)
- $151,281
- Energy (70% lower, inflating)
- $139,522
- HVAC servicing (less run-time)
- $19,932
- HVAC replacements avoided
- $26,539
- Total 30-year savings
- $337,273
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